![\"\"](\"https:\/\/1firstfederalsavings.com\/wp-content\/uploads\/2024\/03\/cardicon.png\")
<\/h1>\nPERSONAL CREDIT CARDS<\/strong><\/h2>\nWe make it easy to choose the credit card that is right for you \u2013 Low Rate or Preferred Points Rewards. It\u2019s the only card you need for everything you need to do.<\/h4>\n
[\/et_pb_fullwidth_header][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.24.2″ _module_preset=”default” animation_style=”slide” animation_delay=”200ms” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.24.2″ _module_preset=”default” animation_style=”fade” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″][et_pb_column type=”1_2″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/1firstfederalsavings.com\/wp-content\/uploads\/2024\/03\/400-2-scaled.jpg” align=”center” _builder_version=”4.24.2″ _module_preset=”default” width=”70%” width_tablet=”40%” width_phone=”40%” width_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n
Features<\/strong><\/h4>\n <\/p>\n
\n- No annual fee.<\/li>\n
- Low introductory rate for the first six months.<\/li>\n
- Competitive ongoing APR.\u00a0<\/sup><\/li>\n
- 25-day interest-free grace period on all purchases. No grace period on cash advances.<\/li>\n<\/ul>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.24.2″ _module_preset=”default” animation_style=”fade” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n
Benefits<\/strong><\/h4>\n\n- 24-hour toll-free live customer assistance available at 800-367-7576.<\/li>\n
- Online account information available 24\/7 at cardaccount.net<\/a><\/span><\/li>\n
- Car rental insurance coverage and a host of extraordinary Mastercard\u00ae<\/sup>\u00a0<\/span>benefits.
<\/sup><\/li>\n- Unlike some card offers, the APR1<\/sup>\u00a0<\/span>for purchases and cash advances is the same. We do not charge a higher rate for cash advances.<\/li>\n<\/ul>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.24.2″ _module_preset=”default” animation_style=”fade” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/1firstfederalsavings.com\/wp-content\/uploads\/2024\/03\/400-3-scaled.jpg” align=”center” _builder_version=”4.24.2″ _module_preset=”default” width=”70%” width_tablet=”40%” width_phone=”40%” width_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n
World \/\u00a0Preferred Points Rewards<\/strong><\/h4>\nFeatures<\/strong><\/h4>\n<\/strong><\/p>\n<\/strong><\/p>\n\n- Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.<\/li>\n
- Low introductory rate for first six months.\u00a01<\/sup><\/li>\n
- Competitive ongoing APR.\u00a01<\/sup><\/li>\n
- No annual fee.<\/li>\n
- 25-day interest-free grace period on all purchases. No grace period on cash advances.<\/li>\n<\/ul>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.24.2″ _module_preset=”default” animation_style=”fade” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.24.2″ _module_preset=”default” custom_padding=”||19px|||” global_colors_info=”{}”]<\/p>\n
Benefits<\/strong><\/h4>\n<\/strong><\/p>\n<\/strong><\/p>\n\n- Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.<\/li>\n
- To view or redeem rewards points, visit mypreferredpoints.com<\/a> \u00a0or call 866-678-5191.<\/li>\n
- 24-hour toll-free live customer assistance available at 800-367-7576.<\/li>\n
- Car rental insurance coverage and a host of extraordinary Mastercard\u00ae<\/sup>\u00a0benefits.<\/li>\n
- Unlike some card offers, the APR\u00a01<\/sup>\u00a0for purchases and cash advances is the same. We do not charge a higher rate for cash advances.<\/li>\n<\/ul>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.24.2″ _module_preset=”default” animation_style=”fade” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/1firstfederalsavings.com\/wp-content\/uploads\/2024\/03\/302.png” align=”center” _builder_version=”4.24.2″ _module_preset=”default” width=”70%” width_tablet=”40%” width_phone=”40%” width_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n
Extraordinary benefits <\/strong>with Mastercard\u00ae\u00a0<\/sup>\u00a0<\/strong><\/h4>\nincluding:<\/strong><\/h4>\n<\/strong><\/p>\n<\/strong><\/p>\n\n- Airport Concierge<\/li>\n
- ID Theft Protection<\/li>\n
- Global Services<\/li>\n
- Cell Phone Coverage*<\/li>\n
- Travel & Lifestyle Services*<\/li>\n
- Online shopping\/delivery discounts*<\/li>\n<\/ul>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.24.2″ _module_preset=”default” animation_style=”fade” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.24.2″ _module_preset=”default” custom_padding=”||19px|||” global_colors_info=”{}”]<\/p>\n
To Apply Now<\/strong><\/strong><\/h4>\n<\/strong><\/p>\n
<\/p>\n
- \n
- No annual fee.<\/li>\n
- Low introductory rate for the first six months.<\/li>\n
- Competitive ongoing APR.\u00a0<\/sup><\/li>\n
- 25-day interest-free grace period on all purchases. No grace period on cash advances.<\/li>\n<\/ul>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.24.2″ _module_preset=”default” animation_style=”fade” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n
Benefits<\/strong><\/h4>\n
- \n
- 24-hour toll-free live customer assistance available at 800-367-7576.<\/li>\n
- Online account information available 24\/7 at cardaccount.net<\/a><\/span><\/li>\n
- Car rental insurance coverage and a host of extraordinary Mastercard\u00ae<\/sup>\u00a0<\/span>benefits.
<\/sup><\/li>\n- Unlike some card offers, the APR1<\/sup>\u00a0<\/span>for purchases and cash advances is the same. We do not charge a higher rate for cash advances.<\/li>\n<\/ul>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.24.2″ _module_preset=”default” animation_style=”fade” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/1firstfederalsavings.com\/wp-content\/uploads\/2024\/03\/400-3-scaled.jpg” align=”center” _builder_version=”4.24.2″ _module_preset=”default” width=”70%” width_tablet=”40%” width_phone=”40%” width_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n
World \/\u00a0Preferred Points Rewards<\/strong><\/h4>\n
Features<\/strong><\/h4>\n
<\/strong><\/p>\n
<\/strong><\/p>\n
- \n
- Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.<\/li>\n
- Low introductory rate for first six months.\u00a01<\/sup><\/li>\n
- Competitive ongoing APR.\u00a01<\/sup><\/li>\n
- No annual fee.<\/li>\n
- 25-day interest-free grace period on all purchases. No grace period on cash advances.<\/li>\n<\/ul>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.24.2″ _module_preset=”default” animation_style=”fade” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.24.2″ _module_preset=”default” custom_padding=”||19px|||” global_colors_info=”{}”]<\/p>\n
Benefits<\/strong><\/h4>\n
<\/strong><\/p>\n
<\/strong><\/p>\n
- \n
- Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.<\/li>\n
- To view or redeem rewards points, visit mypreferredpoints.com<\/a> \u00a0or call 866-678-5191.<\/li>\n
- 24-hour toll-free live customer assistance available at 800-367-7576.<\/li>\n
- Car rental insurance coverage and a host of extraordinary Mastercard\u00ae<\/sup>\u00a0benefits.<\/li>\n
- Unlike some card offers, the APR\u00a01<\/sup>\u00a0for purchases and cash advances is the same. We do not charge a higher rate for cash advances.<\/li>\n<\/ul>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.24.2″ _module_preset=”default” animation_style=”fade” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/1firstfederalsavings.com\/wp-content\/uploads\/2024\/03\/302.png” align=”center” _builder_version=”4.24.2″ _module_preset=”default” width=”70%” width_tablet=”40%” width_phone=”40%” width_last_edited=”on|phone” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n
Extraordinary benefits <\/strong>with Mastercard\u00ae\u00a0<\/sup>\u00a0<\/strong><\/h4>\n
including:<\/strong><\/h4>\n
<\/strong><\/p>\n
<\/strong><\/p>\n
- \n
- Airport Concierge<\/li>\n
- ID Theft Protection<\/li>\n
- Global Services<\/li>\n
- Cell Phone Coverage*<\/li>\n
- Travel & Lifestyle Services*<\/li>\n
- Online shopping\/delivery discounts*<\/li>\n<\/ul>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.24.2″ _module_preset=”default” animation_style=”fade” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.24.2″ _module_preset=”default” custom_padding=”||19px|||” global_colors_info=”{}”]<\/p>\n
To Apply Now<\/strong><\/strong><\/h4>\n
<\/strong><\/p>\n
- Competitive ongoing APR.\u00a01<\/sup><\/li>\n
- Car rental insurance coverage and a host of extraordinary Mastercard\u00ae<\/sup>\u00a0<\/span>benefits.
- 25-day interest-free grace period on all purchases. No grace period on cash advances.<\/li>\n<\/ul>\n