{"id":106,"date":"2024-03-16T17:19:04","date_gmt":"2024-03-16T17:19:04","guid":{"rendered":"https:\/\/1firstfederalsavings.com\/?page_id=106"},"modified":"2024-03-25T05:35:01","modified_gmt":"2024-03-25T05:35:01","slug":"checking-account","status":"publish","type":"page","link":"https:\/\/1firstfederalsavings.com\/index.php\/checking-account\/","title":{"rendered":"Checking Account"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Section&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; animation_style=&#8221;slide&#8221; hover_enabled=&#8221;0&#8243; da_disable_devices=&#8221;off|off|off&#8221; global_colors_info=&#8221;{}&#8221; custom_margin=&#8221;60px||||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; sticky_enabled=&#8221;0&#8243; custom_margin_tablet=&#8221;0px||||false|false&#8221; custom_margin_phone=&#8221;0px||||false|false&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;|700|||||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;#000000&#8243; header_2_font_size=&#8221;28px&#8221; header_3_font=&#8221;||||||||&#8221; header_3_text_align=&#8221;center&#8221; header_3_text_color=&#8221;#000000&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2 class=\"fusion-title-heading title-heading-center\">Checking Accounts<\/h2>\n<h3><span>For individuals<\/span><\/h3>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;3_5,2_5&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;3_5&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; text_text_color=&#8221;#000000&#8243; text_font_size=&#8221;16px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span>Open a bank account in the United States and start saving dollars, <\/span><span>apply to open an account from the palm of your hand, in minutes. move your money through checks, debit cards, credit cards, electronic checks and electronic transfers. It is compatible with Pipol Pay, PayPal, Payoneer, and other similar payment platforms.<\/span><\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;#r1&#8243; button_text=&#8221;Requeriments&#8221; button_alignment=&#8221;left&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_color=&#8221;#000000&#8243; button_bg_color=&#8221;#ffd400&#8243; button_border_width=&#8221;0px&#8221; button_font=&#8221;Actor||||||||&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][et_pb_column type=&#8221;2_5&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/1firstfederalsavings.com\/wp-content\/uploads\/2024\/03\/Chacc1.jpg&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; border_radii=&#8221;on|20px|20px|20px|20px&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;|700|||||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;#000000&#8243; header_2_font_size=&#8221;28px&#8221; header_3_font=&#8221;||||||||&#8221; header_3_text_align=&#8221;center&#8221; header_3_text_color=&#8221;#000000&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2 class=\"fusion-title-heading title-heading-center\">Benefits<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#000000&#8243; text_font_size=&#8221;18px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span style=\"color: #000000;\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/1firstfederalsavings.com\/wp-content\/uploads\/2024\/03\/cheque-300x300.png\" width=\"19\" height=\"19\" alt=\"\" class=\"wp-image-71 alignnone size-medium\" \/> <\/span><b>Transfers:<\/b><span>\u00a0Transfer funds within your own accounts as well as to other banks<\/span><\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;18px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span style=\"color: #000000;\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/1firstfederalsavings.com\/wp-content\/uploads\/2024\/03\/cheque-300x300.png\" width=\"19\" height=\"19\" alt=\"\" class=\"wp-image-71 alignnone size-medium\" \/> <b>Schedule:<\/b><span>National and International service payments (Restrictions may apply)<\/span><\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;18px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span style=\"color: #000000;\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/1firstfederalsavings.com\/wp-content\/uploads\/2024\/03\/cheque-300x300.png\" width=\"19\" height=\"19\" alt=\"\" class=\"wp-image-71 alignnone size-medium\" \/> <b>Financial instruments:<\/b><span>\u00a0Checks, Debit Cards, E-checks, and wire transfers<\/span><\/span><\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;18px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span style=\"color: #000000;\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/1firstfederalsavings.com\/wp-content\/uploads\/2024\/03\/cheque-300x300.png\" width=\"19\" height=\"19\" alt=\"\" class=\"wp-image-71 alignnone size-medium\" \/> <b>Tailor-made customer service:<\/b><span>\u00a0We offer a personalized service for quick, direct, personalized solutions to any concerns you might have<\/span><\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; animation_style=&#8221;fade&#8221; da_disable_devices=&#8221;off|off|off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;|700|||||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;#000000&#8243; header_2_font_size=&#8221;28px&#8221; header_3_font=&#8221;||||||||&#8221; header_3_text_align=&#8221;center&#8221; header_3_text_color=&#8221;#000000&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2 class=\"fusion-title-heading title-heading-center\">INDIVIDUAL PROFESSIONAL ACCOUNTS<\/h2>\n<h3><span>Supporting you along the way<\/span><\/h3>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;3_5,2_5&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;3_5&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; text_text_color=&#8221;#000000&#8243; text_font_size=&#8221;16px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span>We now offer accounts for professional individuals and entrepreneurs. Through this account, you can receive payments for your services or sales of up to $10,000. If your monthly income is over $10,000, you may need to create a company and open an account for it.<\/span><\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;#r2&#8243; button_text=&#8221;Requeriments&#8221; button_alignment=&#8221;left&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_color=&#8221;#000000&#8243; button_bg_color=&#8221;#ffd400&#8243; button_border_width=&#8221;0px&#8221; button_font=&#8221;Actor||||||||&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][et_pb_column type=&#8221;2_5&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/1firstfederalsavings.com\/wp-content\/uploads\/2024\/03\/Chacc2.jpg&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; border_radii=&#8221;on|20px|20px|20px|20px&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;|700|||||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;#000000&#8243; header_2_font_size=&#8221;28px&#8221; header_3_font=&#8221;Actor||||||||&#8221; header_3_text_align=&#8221;center&#8221; header_3_text_color=&#8221;#000000&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2 class=\"fusion-title-heading title-heading-center\">Benefits<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;18px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span style=\"color: #000000;\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/1firstfederalsavings.com\/wp-content\/uploads\/2024\/03\/cheque-300x300.png\" width=\"19\" height=\"19\" alt=\"\" class=\"wp-image-71 alignnone size-medium\" \/> <span>The account may be opened with a primary user and an authorized user<\/span><\/span><\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;18px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span style=\"color: #000000;\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/1firstfederalsavings.com\/wp-content\/uploads\/2024\/03\/cheque-300x300.png\" width=\"19\" height=\"19\" alt=\"\" class=\"wp-image-71 alignnone size-medium\" \/> <span>You may request a debit card and secured credit card<\/span><\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;18px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span style=\"color: #000000;\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/1firstfederalsavings.com\/wp-content\/uploads\/2024\/03\/cheque-300x300.png\" width=\"19\" height=\"19\" alt=\"\" class=\"wp-image-71 alignnone size-medium\" \/> <span>You will have access to the Pipol Pay platform so you can send and receive funds<\/span><\/span><\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;18px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span style=\"color: #000000;\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/1firstfederalsavings.com\/wp-content\/uploads\/2024\/03\/cheque-300x300.png\" width=\"19\" height=\"19\" alt=\"\" class=\"wp-image-71 alignnone size-medium\" \/> <span>Same transaction fees as personal checking accounts<\/span><\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; animation_style=&#8221;slide&#8221; da_disable_devices=&#8221;off|off|off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;|700|||||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;#000000&#8243; header_2_font_size=&#8221;28px&#8221; header_3_font=&#8221;||||||||&#8221; header_3_text_align=&#8221;center&#8221; header_3_text_color=&#8221;#000000&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2 class=\"fusion-title-heading title-heading-center\">BENEFICIARY ACCOUNTS<\/h2>\n<h3><span>Immediate distribution of funds<\/span><\/h3>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;3_5,2_5&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;3_5&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; text_text_color=&#8221;#000000&#8243; text_font_size=&#8221;16px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<div>This account is a traditional checking account with the condition that, when the account holder is deceased, funds will be distributed immediately and equally amongst the authorized beneficiaries without having to wait for a court order (Probate).<\/div>\n<p>While the primary user is alive, the beneficiaries do not hold any rights to the account and cannot access it. They will not have access to any information on funds deposited in the account. The account consists only of a primary user with no authorized users.<\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;#r3&#8243; button_text=&#8221;Requeriments&#8221; button_alignment=&#8221;left&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_color=&#8221;#000000&#8243; button_bg_color=&#8221;#ffd400&#8243; button_border_width=&#8221;0px&#8221; button_font=&#8221;Actor||||||||&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][et_pb_column type=&#8221;2_5&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/1firstfederalsavings.com\/wp-content\/uploads\/2024\/03\/Chacc3.jpg&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; border_radii=&#8221;on|20px|20px|20px|20px&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;|700|||||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;#000000&#8243; header_2_font_size=&#8221;28px&#8221; header_3_font=&#8221;||||||||&#8221; header_3_text_align=&#8221;center&#8221; header_3_text_color=&#8221;#000000&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2 class=\"fusion-title-heading title-heading-center\">Benefits<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;18px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span style=\"color: #000000;\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/1firstfederalsavings.com\/wp-content\/uploads\/2024\/03\/cheque-300x300.png\" width=\"19\" height=\"19\" alt=\"\" class=\"wp-image-71 alignnone size-medium\" \/> <span>No need for additional documents e.g. a Trust<\/span><\/span><\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;18px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span style=\"color: #000000;\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/1firstfederalsavings.com\/wp-content\/uploads\/2024\/03\/cheque-300x300.png\" width=\"19\" height=\"19\" alt=\"\" class=\"wp-image-71 alignnone size-medium\" \/> <span>No additional costs<\/span><\/span><\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;18px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span style=\"color: #000000;\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/1firstfederalsavings.com\/wp-content\/uploads\/2024\/03\/cheque-300x300.png\" width=\"19\" height=\"19\" alt=\"\" class=\"wp-image-71 alignnone size-medium\" \/> <span>Confidential. Does not require you to give notice to beneficiaries that the account exists<\/span><\/span><\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;18px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span style=\"color: #000000;\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/1firstfederalsavings.com\/wp-content\/uploads\/2024\/03\/cheque-300x300.png\" width=\"19\" height=\"19\" alt=\"\" class=\"wp-image-71 alignnone size-medium\" \/> <span>No additional ID requirements<\/span><\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;18px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span style=\"color: #000000;\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/1firstfederalsavings.com\/wp-content\/uploads\/2024\/03\/cheque-300x300.png\" width=\"19\" height=\"19\" alt=\"\" class=\"wp-image-71 alignnone size-medium\" \/> <span>Distribution of funds is automatic, and no court order is required<\/span><\/span><\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;18px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span style=\"color: #000000;\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/1firstfederalsavings.com\/wp-content\/uploads\/2024\/03\/cheque-300x300.png\" width=\"19\" height=\"19\" alt=\"\" class=\"wp-image-71 alignnone size-medium\" \/> <span>The primary user can rest assured that their wishes will be managed by the financial institution<\/span><\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; animation_style=&#8221;flip&#8221; da_disable_devices=&#8221;off|off|off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;|700|||||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;#000000&#8243; header_2_font_size=&#8221;28px&#8221; header_3_font=&#8221;||||||||&#8221; header_3_text_align=&#8221;center&#8221; header_3_text_color=&#8221;#000000&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2 class=\"fusion-title-heading title-heading-center\">ACCOUNTS FOR MINORS<\/h2>\n<h3><span>Teach your children about financial responsibility<\/span><\/h3>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;3_5,2_5&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;3_5&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; text_text_color=&#8221;#000000&#8243; text_font_size=&#8221;16px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span>We offer our clients accounts tailored to individuals between the ages of 13 and 17. Through this account, users can request debit cards, credit cards, and the parent or legal guardian is not required to be the primary account holder.<\/span><\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;#r4&#8243; button_text=&#8221;Requeriments&#8221; button_alignment=&#8221;left&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_color=&#8221;#000000&#8243; button_bg_color=&#8221;#ffd400&#8243; button_border_width=&#8221;0px&#8221; button_font=&#8221;Actor||||||||&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][et_pb_column type=&#8221;2_5&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/1firstfederalsavings.com\/wp-content\/uploads\/2024\/03\/Chacc4.jpg&#8221; title_text=&#8221;Chacc4&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; border_radii=&#8221;on|20px|20px|20px|20px&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;|700|||||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;#000000&#8243; header_2_font_size=&#8221;28px&#8221; header_3_font=&#8221;Actor||||||||&#8221; header_3_text_align=&#8221;center&#8221; header_3_text_color=&#8221;#000000&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2 class=\"fusion-title-heading title-heading-center\">Benefits<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;18px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span style=\"color: #000000;\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/1firstfederalsavings.com\/wp-content\/uploads\/2024\/03\/cheque-300x300.png\" width=\"19\" height=\"19\" alt=\"\" class=\"wp-image-71 alignnone size-medium\" \/> <span>Easily transfer funds from any FACEBANK account to you children\u2019s account, the funds will be immediately available to use with a debit card<\/span><\/span><\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;18px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span style=\"color: #000000;\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/1firstfederalsavings.com\/wp-content\/uploads\/2024\/03\/cheque-300x300.png\" width=\"19\" height=\"19\" alt=\"\" class=\"wp-image-71 alignnone size-medium\" \/> <span>Access to cash anywhere in the world using a Mastercard ATM<\/span><\/span><\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;18px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span style=\"color: #000000;\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/1firstfederalsavings.com\/wp-content\/uploads\/2024\/03\/cheque-300x300.png\" width=\"19\" height=\"19\" alt=\"\" class=\"wp-image-71 alignnone size-medium\" \/> <span>Credit cards report to US credit bureaus. This allows the user to start building credit without needing a social security number<\/span><\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Popup &#8211; #r1&#8243; module_id=&#8221;r1&#8243; module_class=&#8221;popup&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; da_is_popup=&#8221;on&#8221; da_popup_slug=&#8221;r1&#8243; da_disable_devices=&#8221;off|off|off&#8221; global_colors_info=&#8221;{}&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3><strong>Requirements<\/strong><\/h3>\n<p><strong><\/strong><\/p>\n<p><strong><\/strong><\/p>\n<ol>\n<li>Fill and sign FIRST FEDERAL SAVINGS products and service request form (provided by your Business Development Facilitator)<\/li>\n<li><span>Color scan of your valid government-issued identification document and passport<\/span><\/li>\n<li><span>Proof of address (utility bill)<\/span><\/li>\n<li><span>If you are a resident of the US, we require a color scan of your driver\u2019s license and SSN<\/span><\/li>\n<li><span>Account holder\u2019s information<\/span><\/li>\n<\/ol>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Popup &#8211; #r2&#8243; module_id=&#8221;r2&#8243; module_class=&#8221;popup&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; da_is_popup=&#8221;on&#8221; da_popup_slug=&#8221;r2&#8243; da_disable_devices=&#8221;off|off|off&#8221; global_colors_info=&#8221;{}&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3><strong>Requirements<\/strong><\/h3>\n<p><strong><\/strong><\/p>\n<p><strong><\/strong><\/p>\n<ol>\n<li class=\"sp-blocknumber\">Colour scan of your valid government issued identification document and passport<\/li>\n<li class=\"sp-blocknumber\">Proof of address (utility bill.)<\/li>\n<li class=\"sp-blocknumber\">Bank statements or proof of income<\/li>\n<li class=\"sp-blocknumber\">Letter explaining the accountholder\u2019s economic activity, monthly sales or income estimate and associated costs.<\/li>\n<\/ol>\n<p>&nbsp;<\/p>\n<h3><strong>Note<\/strong><\/h3>\n<p><span>This account is intended for entrepreneurs; individuals with small businesses that have not constituted a corporation and whose sales do not exceed USD 10,000 per month.\u00a0<\/span><strong>USD 10,000.00<\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Popup &#8211; #r3&#8243; module_id=&#8221;r3&#8243; module_class=&#8221;popup&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; da_is_popup=&#8221;on&#8221; da_popup_slug=&#8221;r3&#8243; da_disable_devices=&#8221;off|off|off&#8221; global_colors_info=&#8221;{}&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3><strong>Requirements<\/strong><\/h3>\n<p><strong><\/strong><\/p>\n<p><strong><\/strong><\/p>\n<ol>\n<li>Fill and sign FIRST FEDERAL SAVINGS products and service request form (provided by your Business Development Facilitator)<\/li>\n<li><span>Color scan of your valid government-issued identification document and passport<\/span><\/li>\n<li><span>Proof of address (utility bill)<\/span><\/li>\n<li><span>If you are a resident of the US, we require a color scan of your driver\u2019s license and SSN<\/span><\/li>\n<li><span>Account holder\u2019s information<\/span><\/li>\n<\/ol>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Popup &#8211; #r4&#8243; module_id=&#8221;r4&#8243; module_class=&#8221;popup&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; da_is_popup=&#8221;on&#8221; da_popup_slug=&#8221;r4&#8243; da_disable_devices=&#8221;off|off|off&#8221; global_colors_info=&#8221;{}&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3><strong>Requirements<\/strong><\/h3>\n<p><strong><\/strong><\/p>\n<p><strong><\/strong><\/p>\n<ol>\n<li class=\"sp-blocknumber\">The minor must be between 13 and 17 years of age<\/li>\n<li class=\"sp-blocknumber\">Birth certificate<\/li>\n<li class=\"sp-blocknumber\">Parent or guardian must have a FIRST FEDERAL SAVINGS account. If the parent or guardian does not wish to open an account an exception must be requested through the BDF<\/li>\n<li class=\"sp-blocknumber\">In case the minor is under custody of a legal guardian, a court order appointing the guarding is required.<\/li>\n<li class=\"sp-blocknumber\">If the parent or the legal guardian wishes for the account to be managed by a third-party a letter authorizing that person must be presented.<\/li>\n<\/ol>\n<p>&nbsp;<\/p>\n<h3><strong>Note<\/strong><\/h3>\n<p><span>Some conditions apply, consult the minor account agreement available from the Virtual Banking under administration.<\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Checking Accounts For individualsOpen a bank account in the United States and start saving dollars, apply to open an account from the palm of your hand, in minutes. move your money through checks, debit cards, credit cards, electronic checks and electronic transfers. It is compatible with Pipol Pay, PayPal, Payoneer, and other similar payment platforms.Benefits [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-106","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/1firstfederalsavings.com\/index.php\/wp-json\/wp\/v2\/pages\/106","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/1firstfederalsavings.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/1firstfederalsavings.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/1firstfederalsavings.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/1firstfederalsavings.com\/index.php\/wp-json\/wp\/v2\/comments?post=106"}],"version-history":[{"count":32,"href":"https:\/\/1firstfederalsavings.com\/index.php\/wp-json\/wp\/v2\/pages\/106\/revisions"}],"predecessor-version":[{"id":522,"href":"https:\/\/1firstfederalsavings.com\/index.php\/wp-json\/wp\/v2\/pages\/106\/revisions\/522"}],"wp:attachment":[{"href":"https:\/\/1firstfederalsavings.com\/index.php\/wp-json\/wp\/v2\/media?parent=106"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}